About TopCards.ca
I love to share my passion for financial tools, rewards, and bonuses with other Canadians. My interest in the best Canadian credit cards and gift cards stems from their practicality financial utility, and the valuable bonuses and rebates which are often overlooked. Credit cards offer numerous perks, advantages, and best of all, promotions & financial rewards. I’m passionate about exploring the various features, benefits, and points earning potential of credit cards to help others make informed choices to maximize their financial well-being, and earn tons of points along the way!
Best Credit Card Welcome Bonuses
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TD First Class Travel Visa Infinite $800 First Year Value
- 20K points after first purchase
- 140K points after $7,500 spend in 180 days
- 10% anniversary bonus, maximum 10K points
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CIBC Aventura Visa Infinite $600 First Year Value
- 15K points at first purchase
- 30K points after $3K spend in 4 statements
- 15K points after $5K spend in 4 statements
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Scotia Amex Gold Scene+ $500 First Year Value
- 30K points after $2K spend in first 3 months
- 20K points after $7.5K spend in first 12 months
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RBC Avion Visa Infinite $825 First Year Value
- 35K Avion points on approval
- 20K Avion points after $5K spend in first 6 months
- 15K anniversary Avion points (12-16 weeks after 1-year mark)
Latest News
Capital One Reveals the Quicksilver World Elite Mastercard. No-Fees, No-FX and up to 6% cash back
For years, Canadian credit card optimizers have had to compromise when traveling or shopping across… Read Article
How to Earn Credit Card Points and Maximize Spend on a Budget
Stop buying things you don’t need just to unlock a credit card welcome bonus. Hitting… Read Article
Aeroplan Credit Card Gets a Big Refresh for 2027
If you hold a premium Air Canada co-branded credit card, your cost of doing business… Read Article
Current Best Credit Card October 2026
Rating
Welcome Offer
20,000 – 160,000 TD Rewards points
TD First Class Travel Visa Infinite Review
- $100 annual Expedia4TD credit
- Points worth 0.5 cpp at Expedia4TD
- 4 annual lounge passes